Group medical scheme for Zambian organisations
Set up your organisation in minutes. Pivot handles premiums, claims and care through a real provider network — your employees get a mobile app, you get one clear monthly picture.
How it works
Four fields and a team size — you'll have a tracked application and a reference number in under two minutes.
Once approved, your HR team gets an employer portal to add employees and dependants at your own pace.
Employees see providers and claims in the Pivot mobile app. You see coverage, invoices and utilisation — never diagnoses.
Why Pivot
Group cover, one monthly invoice, per-department reporting. Designed around how Zambian employers actually run benefits.
Hospitals, clinics and pharmacies across Zambia, with pre-authorisation and referrals handled inside the scheme.
Employers see utilisation categories and costs — never an employee's diagnosis or treatment detail.
Questions employers ask
The decisions behind employee health cover deserve plain language. Here are the questions we hear most — the full list lives on the FAQ page, and our team is one message away.
Read the full FAQRegistration takes minutes. Most organisations complete review and enrolment within days, not weeks — your reference number tracks every step.
No — Pivot complements the National Health Insurance Scheme with broader private cover, faster access and richer employer tooling.
Utilisation categories and costs only. Diagnoses and treatment details are never exposed to employers.
Cover is priced per employee per month by tier and team size. Register your organisation and we'll prepare a tailored quote — no commitment.
Registration is free, takes minutes, and puts your organisation in front of our onboarding team today.
Register your organisation